AGBANK MORTGAGE LENDING

If you want to buy a flat or improve your housing conditions then AGBank gives you an opportunity to take a mortgage credit in one of the biggest bank of Azerbaijan.

What is the mortgage credit?
Mortgage credit - is a long-term loan that is given for buying accommodation on the security of property. Mortgage credit allows you to purchase a flat paying just a part of its cost. Other part of the cost of the flat could be paid partially during some years. AGBank mortgage program directed to the facilitating people to realize a dream of property acquisition. We offer you simple and accessible method to solve problems regarding housing conditions or beneficially invest money in property.

Terms of standard mortgage crediting

• Interest rate - 7% (annually)
• Term of loan - from 3 to 25 years
• Maximal amount - 50 000 AZN
• First payment - 15% from the cost of the house (flat)
• Monthly payment up to 70% from the monthly income
• Age requirement: for men - up to 62, for women - up to 57

Term of mortgage lax crediting

• Interest rate - 4% (annually)
• Period of loan - from 3 to 30 years
• Maximal amount - 35 000 AZN
• First payment - 15% from the cost of the house (flat)
• Monthly payment up to 70% from the monthly income
• Lax credits are given to young families, people who work in the governmental service, military men, sportsmen, candidates of science, refugees

Our advantages

• The period of application review is 7 working days after applying and presenting whole package of documents.
• No commission payment for credit application review.
• The record of the income and extra income of conjoints. No need for residence permit in the region of property acquisition.
• The Bank specialists provide you with the qualified assistance on all stages of mortgage credit deal.